If you’ve been injured in a car accident, it’s critical to seek medical attention right away. After all, your health is the most important thing.
Once you have been to the hospital or seen a healthcare provider, the medical bills will inevitably start rolling in. Once that happens, you may have a lot of questions about how to handle medical bills.
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Options for Paying Medical Bills After a Car Accident in Alabama
If you have private health insurance, workers’ compensation, Medicare, or Medicaid, these types of insurance can help pay your medical expenses – at least initially. If someone else was at fault for the accident or there is another type of coverage available, then your health insurer may seek reimbursement for the payments they make. This reimbursement or “paying back” is often referred to as subrogation.
Your car insurance may include medical payments or “med pay” coverage for your medical bills as well as those of your passengers. They may even pay medical bills if you were at fault for the accident.
Alabama Personal Injury Lawsuit – Your Potential Right to Compensation for Medical Bills
If someone else was at fault for the accident, you may be able to file a personal injury claim against the at-fault driver’s auto insurance. A negotiated settlement could require the auto insurer to pay for the damages you suffered in the accident, including medical bills.
If our firm takes your case, then we will obtain the bills for all your doctor visits and medical treatments. Your attorney will add up all the damages throughout the course of your treatment and rehabilitation to determine the amount of compensation you may be entitled to. If the insurance company for the at-fault driver refuses to offer a fair settlement, your lawyer will be prepared to file a lawsuit to seek damages in court.
As part of your damages, your lawyer may recover some or all of your out-of-pocket expenses (deductibles, co-pays) by making reimbursement of those costs a component of your car accident injury claim.
How Can Morris, King & Hodge, P.C., Help Me?
If you or a loved one has been injured in a car accident, contact the Huntsville car accident attorneys at Morris, King & Hodge, P.C., as soon as possible. We can meet with you for a FREE consultation. We will assess your situation and discuss your options for covering your medical bills and other losses.