It is an unfortunate fact that car accident claims are rarely as straightforward as injured people would like them to be. Given the high stakes in a car accident case, at-fault drivers and their insurers will push back with everything they have. That means claimants must be prepared for a fight.
Here is how the Huntsville car accident lawyers at Morris, King & Hodge, P.C., deal with disputed car accident claims in Alabama.
What Makes a Car Accident Claim “Disputed”?
Disputes can arise in two key areas of car accident claims: disputed liability and disputed damages (compensation).
The other driver may dispute that they are at fault, arguing instead that you caused the accident or that you were both at fault. Even if they concede fault, they may still dispute how much compensation they owe you for your injuries and losses. Either of these situations can cause negotiations to run longer or even break down entirely.
The most effective way to resolve disputes quickly or avoid them altogether is by putting together a persuasive claim that leaves no doubt as to the other driver’s fault and the fairness of the compensation you are seeking.
Alabama’s Contributory Negligence Rule and Why It Makes Disputes Dangerous
Alabama follows a strict contributory negligence rule that bars injured people from financial recovery if they’re even 1 percent responsible for causing an accident. That means any dispute with the other driver over liability threatens to jeopardize your right to compensation. It also highlights the importance of working with a skilled lawyer to prepare a strong claim showing the other party was 100 percent responsible for the crash.
Our Lawyers Investigate Before the Evidence Disappears
When you turn to Morris, King & Hodge, P.C., for legal representation, we will get started investigating the motor vehicle accident right away. That helps us secure and preserve evidence that might otherwise degrade, get damaged or altered, or disappear altogether. Our auto accident attorneys can also talk to witnesses before their memories fade.
We Build the Case the Insurance Company Doesn’t Want You to Have
The other driver’s insurance company has a financial motivation to dispute your claim that their policyholder is at fault. They also know that they are more likely to avoid a substantial payout if they can get to you before you have legal representation. That is why you should come to our personal injury attorneys first. We will start preparing your case to remove the insurance company’s advantage and make it harder for them to dispute your claim.
We Handle All Communication with the Insurance Adjusters
Insurance adjusters are trained to get car accident victims to admit fault or accept lowball settlement offers. Protect yourself from their tactics by trusting our experienced car accident attorneys to represent you in negotiations and handle all communications with the insurance company.
Call Us for Your Free Consultation with Morris, King and Hodge, P.C.
You do not have to fight a disputed insurance claim on your own. For the legal representation you deserve after an Alabama collision, turn to the skilled attorneys at Morris, King & Hodge, P.C. We’ll put our 60-year reputation and our extensive track record of success to work for you, fighting back against attempts to dispute the validity of your claim for maximum compensation.
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