If the at-fault driver has no insurance, you cannot rely on them to cover your losses after a crash. If you only carry minimum coverage, you might feel stuck, but you could still explore other options.
Start by reviewing your own policy to see if you have uninsured motorist (UM) or underinsured motorist (UIM) coverage. Many Alabama drivers carry UM/UIM coverage without realizing it, and it could help you pay for some or all your losses.
If you do not have UM/UIM coverage, you still should talk with our car accident attorneys in Huntsville, AL. A lawyer from our law firm can review your policy, identify any additional coverage you might have overlooked, and explain whether you can file a lawsuit directly against the at-fault driver. We can also check for other potential sources of recovery, such as a household policy or a policy connected to the vehicle you drove.
