car turned upside down while paramedics help victim

Have You Been Seriously Injured in a Car Accident?

Were you injured in an auto accident in Huntsville? Was a negligent driver responsible for the crash? If so, it’s essential to learn about your legal rights and options for seeking the full and fair compensation you deserve.
Every year, thousands of Alabama drivers and passengers are hurt in collisions caused by fatigued, distracted, drunk, speeding, aggressive, or otherwise careless drivers. According to the Alabama Department of Transportation, a traffic accident is reported every 3 minutes and 18 seconds in Alabama.

When you, or a loved one, have been injured as a result of someone else’s negligent or reckless actions, you shouldn’t be left to shoulder the financial burden caused by costly medical bills and the inability to work as you recover. Let an experienced and compassionate attorney uphold your rights and build a strong claim for financial recovery on your behalf.

To learn more about how you can move forward, contact the Huntsville car accident attorneys of Morris, King & Hodge, P.C., for a free consultation.

Do I Need a Lawyer After a Huntsville Car Accident?

You have the right to represent yourself after a Huntsville car accident. However, any money you might save in legal fees could end up costing you if the other driver claims you were at fault. Or you find out that your insurance settlement won’t cover all of your accident-related expenses.

A knowledgeable attorney can help you investigate the cause of the accident, uncover compelling evidence to support your claim, and negotiate aggressively for maximum compensation on your behalf. A lawyer can leverage their knowledge and resources to pursue a fair settlement that allows you to recover physically, financially, and for your pain and suffering.

Getting Compensation for Injuries in Alabama

When it comes to auto accidents, Alabama is a fault state. This means drivers who are responsible for others’ injuries or wrongful death in a crash are liable for the losses suffered by the accident victims. In most cases, drivers rely on auto liability insurance policies to cover accident-related expenses.

If an at-fault driver is uninsured or doesn’t have enough insurance, injured parties may be able to rely on their own insurance to cover their losses. These types of coverage are called uninsured motorist coverage (UM) and underinsured motorist coverage (UIM). Our Huntsville car accident lawyers can help you understand all your legal options.

Car Accident FAQs

You probably won’t have to go to court after a car accident in Alabama, as most cases settle out of court. However, you may have to go to court if your case is complex or if the insurance company denies liability or disputes your claim. Our attorneys are ready to do what is required to maximize your compensation.

If the other driver is uninsured or underinsured, you may be able to file a claim with your auto insurance policy’s uninsured motorist or underinsured motorist coverage (UM/UIM). Our attorneys can help you seek out all potential sources of insurance coverage and pursue the maximum benefits you deserve.

It is helpful to bring any documents or information that will help your lawyer better understand your case, such as:

  • Photos and videos of the accident scene
  • A copy of the police report
  • Eyewitness contact information
  • Your insurance information
  • Your medical records
  • Your medical bills
  • Your driver’s license

In Alabama, insurers must provide an update every 45 days, update the claim status within 30 days or whatever the policy specifies, and pay a settlement within 30 days of reaching an agreement with your lawyer. Insurers cannot delay your claim in an effort to run out the statute of limitations. Most personal injury claims in Alabama are settled within a year, and many are settled in a few months or even less. Cases usually take much longer if a trial is needed.

You want a lawyer who has extensive experience with car accident cases and knows how to pursue them to a successful conclusion. Look for an attorney who has a track record of securing large settlements and jury awards for previous clients. It’s a good idea to pick a lawyer with a reputation for being ready and able to take cases to trial if that’s what it takes to seek maximum compensation for you.

Our Alabama car accident lawyers work on a contingency fee basis, which means it costs you nothing to hire a lawyer. We get paid only if and when we succeed in recovering compensation for you. If our law firm obtains a settlement from the insurance company or an award from a jury, our fee is a percentage of the compensation we recover for you. That means you never pay us directly from your pocket.

Car accident lawyers can investigate the circumstances of the crash, review the police report, interview anyone who witnessed the accident, analyze photos and other evidence, and examine your medical records to determine the extent of your injuries. Your lawyer can calculate how much your personal injury claim is worth and negotiate with the insurance company to seek as much compensation for you as possible. If the insurance company does not offer a fair and reasonable settlement, your lawyer can take the case to court and represent you at trial.

You should contact our attorneys as soon as possible. Under Alabama law, you have just two years to file a personal injury lawsuit. The earlier you reach out to our car accident lawyers, the sooner we can start collecting evidence before it disappears and talking to witnesses before their memories fade.

Statistics on Alabama Auto Accidents

According to data released by the Alabama Department of Transportation:

Alabama Car Accident Statistics