When you have been injured in a car accident, it can feel like your entire life has been turned upside down: both figuratively and literally. You may be struggling with injuries stemming from the accident, dealing with your and the other driver’s insurance companies, needing to take off work to recover or to repair your vehicle, or needing to hire a babysitter to care for a young child, just to name a few of the many unfortunate results from an accident.
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Morris, King & Hodge, P.C., Can Help
At Morris, King & Hodge, P.C., we understand the traumatic, life-changing nature of car accidents, and we are here to help. If you have been injured in a car crash, one of the most important decisions you’re going to make is who to turn to for help. You want to be sure that you have the most qualified injury & accident lawyers representing you with a proven track record representing injured victims in the Alabama courts.
For decades, we have been fighting for the rights of accident victims just like you, and we are ready to bring to bear our decades of experience and trial-hardened team of attorneys to fight for the compensation and care that you deserve. Morris, King & Hodge, P.C., is a highly-rated personal injury law firm, led by successful lawyers backed by a support staff with decades of collective experience. We want to help you get your life back on track. Always focusing on the client first is vital in what we do.
Our lawyers can take on the insurance companies, so you will not have to deal with the stress and hassle. If you call us early in the process, we can take steps to preserve evidence. Insurance companies may want to take a recorded statement from you. Once you are represented, your insurance adjuster will have to deal with your lawyers instead of hassling you. We can get your medical records and bills for you, and deal with your health insurance company for you.
Your Legal Rights Must be Protected
The first thing to know after a car accident is that you have important legal rights that must be protected. Many victims of car accidents think that they are helpless: that they will simply need to agree with whatever the insurance company offers. This is almost never the case. Feel free to consult our attorneys so that we can answer your questions and you will know your rights.
When you have been injured in a car accident, a complex series of events will begin to unfold. After you have left the scene of the accident, seek the medical attention you need. This is a vitally important step. Common injuries resulting even from minor “fender bender” accidents include concussions; bruised, sprained, or fractured ribs; spinal cord injuries; and injuries to the internal organs, such as the heart, lungs, or liver. Abrasions on the arms, head, neck, and chest resulting from a seatbelt or an air bag deployment are also very common. Regardless of the perceived severity of these injuries, only a medical professional, like a doctor, can both treat the injuries and diagnose whether your injuries mask something more serious. Unfortunately, and tragically, we have seen injured clients of our own who have failed to seek medical attention have a minor symptoms develop into a serious medical condition. Also, it is important not to settle your claim before you know the full extent of your injuries. Oftentimes, your car damage claim and your personal injury claim will be settled separately so that you will have transportation to get where you need to go before you resolve your personal injury claim.
Insurance Companies Are Not Looking Out for You
Moreover, insurance companies, and at-fault drivers and their attorneys, will seek out any means to deny your claim, or to reduce the amount of your recovery. One major avenue for denying claims is in arguing that your injuries are less serious than you know they are or that your injuries were preexisting. Even the most skilled doctor will struggle in repairing an injury that you have neglected to treat for years. Similarly, even the most skilled attorneys will struggle to help you if you lack documented evidence showing how severe your injuries are, and that the injuries you sustained actually flowed from the accident that occurred. Not seeking immediate, professional medical care for injuries is one of the biggest mistakes our clients make after an accident.
Although you may believe that your insurance company is only there to help you repair your car, your insurance company actually plays a vital role in the recovery process for your injuries. Your insurance company will make an evaluation of what occurred, will give an estimate of the damages both to the vehicles involved in the accident, and will make its own internal estimate regarding the scope of the medical treatment you and the other injured parties may need. Your insurance company will also negotiate with the other side’s insurance company in apportioning fault and determining payments. Almost always, much of this negotiation and back-and-forth happens without your direct knowledge.
However, it is, sadly, all too common that your or the other driver’s insurance company will seek to downplay the full extent of your injuries, particularly if they know that you are not being represented by a lawyer. Your insurance company may begin denying medical reimbursement claims (even if your doctor knows that you need more medical care), or choose not to pay for physical therapy, or continued at home therapy. When this happens, it is absolutely vital that you contact an attorney, if you have not already, like one of our skilled and tenacious professionals here at Morris, King & Hodge, P.C. We can help you review your available insurance coverage so that you can maximize your recovery to help pay for your property damage, lost wages, bodily injuries and medical bills. We can help prove your damages to the insurance company. This is where it is vital to have an experienced accident attorney who can help.
Do Not Be Afraid to Assert Your Rights
Some of our clients get scared at the thought of the word “lawsuit,” believing that this a bad thing, involving stress and anger on both sides. On the absolute contrary, suing another party, such as an at-fault driver and his insurance company (or, if necessary, your own insurance company), is your legally permissible way of asserting your rights and your own legal arguments. Insurance companies deal with new lawsuits on a daily basis, and are savvy about how they work. This is why insurance companies often treat injured drivers poorly when they know that they are not represented by an attorney: because they know that these drivers may lack the means to properly assert their rights. Do not let this happen to you, or let yourself be taken advantage of.
Quite frequently, insurance companies and at-fault drivers will settle—often for amounts that far exceed the amount of money they were planning to give out on your claim—to avoid litigation. We want to help you with your car accident claim. Let us negotiate with the insurance companies and go to work for you so you can get back to a normal life. In many cases, our attorneys can obtain a fair settlement to provide you with a full recovery for your injuries. In other cases, it may be necessary to continue to aggressively pursue your legal rights, sometimes resulting in a trial. However, regardless of what happens, our team of attorneys at Morris, King & Hodge, P.C., brings over 100 years of combined legal expertise, and the full might and power of our resources, to bear on your behalf. When you choose Morris, King & Hodge, P.C., you can rest easy knowing you have chosen a respected and highly-rated law firm.
Call Morris, King & Hodge, P.C., Today
Even if you believe you are at fault in a car accident, it is vitally important for your peace of mind, for your health, and for your future legal rights, to learn the full story of what happened by calling our team of experienced attorneys. At Morris, King & Hodge, P.C., we would be honored to fight for you to obtain the most just recovery for your injuries.
If you or your loved one has been injured by another driver, you need experienced and determined personal injury lawyers representing you. You want courtroom-tested trial attorneys with a demonstrated record of results. We are proud of the results our legal team has achieved for many Alabama families. Trust the knowledge and experience of Morris, King & Hodge, P.C. We would like to help you as we have helped many others.
From our office in Huntsville, Alabama, we handle car accident cases throughout North Alabama. We handle car accident cases on a contingency fee basis. That means we do not get paid unless we obtain a settlement or award for you. Call us now for a free consultation.